The providers
Five providers, side by side
Navan
A travel, expense and corporate card platform with its own in-house travel agents.
Statements below link to Navan's own pages, checked Oct 22, 2026.
Who it says it fits
- Navan's pricing page lists Navan Business for companies of up to 300 employees. Source
- Navan's travel page contrasts itself with traditional travel management, which it describes as offline agencies, manual booking and disconnected expense tools. This is Navan's own statement. Source
Pricing model
- Navan Business is listed as free, and Navan says it's funded by travel providers' commission fees. Source
- On Navan Business, Navan Expense is free for the first 5 monthly expensing users, then $15 per user per month. Source
- Companies with more than 300 employees are asked to request a demo, and Navan Enterprise shows no price: it reads “Let’s talk”. Source
What's published
- Navan's travel page says its in-house travel agents offer support around the clock, by chat or phone. Source
- Approvals can be automatic for in-policy bookings or routed to an approver, and out-of-policy bookings are flagged for review or rejected, depending on the company's settings. Source
Worth asking: Between 300 and 1,000 employees, Navan's pricing page points you to a demo and a quote, so you'd be comparing two quotes rather than a quote and a published price. Ask Navan which fees apply above 300 employees, in writing. For the detail behind the 300-employee line, read Navan pricing, explained.
Perk (formerly TravelPerk)
A self-service travel and spend platform. travelperk.com now redirects to perk.com.
Statements below link to Perk's own pages, checked Oct 22, 2026.
Who it says it fits
- Perk describes itself as a platform to “automate travel, expenses, and policies in one platform”. This is Perk's own statement. Source
- Its pricing page calls the free Starter plan “the platform everyone can use”. Source
Pricing model
- Travel-only plans: Starter has no platform fee and charges 5% per booking; Premium is $99 a month plus 3% per booking; Pro is $299 a month plus 3% per booking. Source
- The booking fee is at least $2 and at most $30 per booking. Source
- Travel and Spend plans start at $6 (Premium) and $8 (Pro) per active user per month, plus 3% per booking, on the page's North America view; its Europe view shows $11 and $13. An active user is anyone who submits or reviews an expense that month. The North America view says current Spend pricing is available for a limited time only, so ask Perk for the figure in writing. Source
What's published
- Plan prices for travel, spend, and travel and spend together, on one pricing page. Source
- Perk's homepage says it connects to AI tools such as Claude, ChatGPT, Copilot and Gemini to run reports, approve expenses and get trip information. This is Perk's own statement. Source
Worth asking: Perk publishes its plan prices, and its booking fee is a percentage with a minimum and a cap, so work it out on your own average fares and hotel stays rather than on one example. Our comparison of silentVIP and Perk prices a month of your own trips on both.
SAP Concur Travel, with a TMC
A booking tool and travel management platform from SAP Concur, whose bookings are fulfilled by a travel management company (TMC).
Statements below link to SAP Concur's or SAP's own pages, checked Oct 22, 2026.
Who it says it fits
- SAP Concur's FAQ on the Concur Travel page says its solutions are “designed for businesses of all sizes”. This is the vendor's own statement. Source
- Concur Travel is described as integrating with travel management companies, global distribution systems, ERP, HR and expense systems. Source
Pricing model
- On SAP Concur's pricing page, Concur Travel appears only in the Premium plan, which has “Custom pricing” and a button to request a quote. Source
- Concur Expense is sold on its own: the Base plan starts at $7 per report and the Plus plan at $11 per report. The page says price can vary based on monthly commitment. Source
What's published
- SAP's onboarding page for small and midsize businesses says working with one of SAP Concur's TMC partners is a requirement for activating Concur Travel, and that every booking needs a TMC to fulfill it. Source
Worth asking: Concur Travel replaces the booking tool, not the TMC: you'd still choose a TMC to fulfill bookings, and could have two sets of fees. If you use Amex GBT's Complete today, SAP Concur is already part of your setup, so ask which parts you'd keep. Our alternatives to SAP Concur page covers the other direction.
FCM
A corporate travel management company (its site is published by Flight Centre Travel Group), combining travel consultants with its own platform.
Statements below link to FCM's own pages, checked Oct 22, 2026.
Who it says it fits
- FCM's FAQ says it specializes in large enterprises and multinational travel programs that spend $10 million or more on business travel a year. Source
- For smaller-volume programs, the same answer says FCM has “specialist solutions”. Source
Pricing model
- No prices are published. FCM says its solutions are scaled to your travel volume, budget and goals. Source
What's published
- Dedicated account management, travel consultants for booking and assistance, and 24/7 proactive risk management. These are FCM's own descriptions. Source
- FCM says its platform is designed to integrate with your existing expense management systems. This is FCM's own statement. Source
Worth asking: At 100 to 1,000 employees, ask FCM which of its offerings your annual travel spend would fall under, since its own threshold for its core offering is set by spend, not headcount.
silentVIP (that's us)
A managed travel program: our team sources and books each trip under your policy, and travelers choose from the options in the portal.
Who it fits
- You want a named specialist to source and own each trip
- You want to pay published fees, with no supplier commissions behind the advice
- You want a price you can see before talking to sales
- You bill several legal entities, and recovering refunds and unused credits matters to finance
Pricing model
- Essentials: $8 per active traveler per month, $22 per flight booking, $600 a month minimum.
- Managed: $14 per active traveler per month, $30 per flight booking, $2,000 a month minimum.
- Enterprise: by quote. Usually above 1,000 travelers, several entities or a custom service model.
- No supplier commissions. We're paid only our published fees.
What it doesn't do
- Live self-service search across airline and hotel inventory is not available today. Travelers request a trip and choose from the options our team sends.
- No corporate card and no expense-management product. Employee-paid items go to your expense system as a file.
- Accounting, expense and HR connections are files someone downloads or uploads, not live syncing. File exports are included; a custom format costs $750 once.
- There's no app-store app; the portal works in a phone browser.
If a managed program is on your list, silentVIP and Amex GBT compared sets the two side by side, area by area.